Retirement planning

Retirement is just the beginning. Winding down your employment or leaving the workforce does not have to be complicated or intimidating.


Putting a plan in place helps you understand your options and allows you to make a decision that is best suited to your situation.




Superannuation remains a highly effective vehicle to build towards your retirement. Making the most of your super fund involves knowing how much to contribute, how to invest and ensuring strategies are in place to take advantage of tax-free environments.

We offer specialist advice on various defined benefit schemes as well as most industry and retail super funds.

  • Commonwealth Superannuation Scheme (CSS)
  • Public Sector Superannuation Scheme (PSS)
  • NSW State Superannuation Scheme (SSS)
  • NSW State Authorities Superannuation Scheme (SASS)

We provide advice that is tailored to your individual situation and assist you through the accumulation phase right through to pension phases (including transition to retirement plans, if appropriate).



Centrelink Entitlements

The Centrelink Age Pension and Commonwealth Seniors Healthcare Card (CSHC) have undergone significant changes to their eligibility criteria over the last few years. We provide advice to ensure you maximise your entitlements and guide you along this often-complex process.



Redundancy advice

Being offered a redundancy option or being made redundant often involves mixed emotions. Obtaining the right advice can help you put your mind at ease, allowing you to plan ahead and help you take the next steps for a better future.

David Luke

Bch Com | Dip Financial Planning | Adv Dip Financial Planning

FASEA Exam complete

ASIC ID: 1005632


David Luke Retirement Planning Pty Ltd

ABN: 69 625 956 827

CAR: 002165207


Level 5, 15 Moore Street

Canberra ACT 


PO Box 125 

Erindale ACT 2903

Both David Luke (Individual Authorised Representative 001005632) and David Luke Retirement Planning Pty Ltd (Corporate Authorised Representative 002165207), are Authorised Representatives of Fintegrity Wealth Advisers Pty Ltd

AFSL: 534 971


Financial Services Guide



General Advice Warning

The information contained within the website is of a general nature only. Whilst every care has been taken to ensure the accuracy of the material, neither David Luke Retirement Planning Pty Ltd or Fintegrity Wealth Advisers Pty Ltd will bear responsibility or liability for any action taken by any person, persons or organisation on the purported basis of information contained herein. Without limiting the generality of the foregoing, no person, persons or organisation should invest monies or take action on reliance of the material contained herein but instead should satisfy themselves independently of the appropriateness of such action.